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	<title>Debt Relief Center of Wisconsin</title>
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	<description>Harness Law Offices  - Wisconsin Bankruptcy Attorney and Debt Relief Agency</description>
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		<title>Wisconsin Bankruptcy Filings Near 2005 Levels</title>
		<link>http://www.drcwi.com/category/home/wisconsin-bankruptcy-filings-near-2005-levels/</link>
		<comments>http://www.drcwi.com/category/home/wisconsin-bankruptcy-filings-near-2005-levels/#comments</comments>
		<pubDate>Thu, 29 Jul 2010 21:18:03 +0000</pubDate>
		<dc:creator>Ed</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.drcwi.com/category/home/?p=405</guid>
		<description><![CDATA[When the Bankruptcy Laws changed in October 2005 people rushed to file bankruptcy before the new bankruptcy laws went into effect.  The number of filers back then was off the charts.  Well the number of people filing bankruptcy in Wisconsin are back to the record number days. Bankruptcy filings in Wisconsin rose 16% during the [...]]]></description>
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		<title>Understanding the Financial Crisis</title>
		<link>http://www.drcwi.com/category/home/understanding-the-financial-crisis/</link>
		<comments>http://www.drcwi.com/category/home/understanding-the-financial-crisis/#comments</comments>
		<pubDate>Wed, 21 Jul 2010 16:40:44 +0000</pubDate>
		<dc:creator>Ed</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.drcwi.com/category/home/?p=399</guid>
		<description><![CDATA[President Obama today signed legislation to reform financial regulations. Time will tell if these changes will benefit consumers. Take a few minutes to view this interview with Professor Elizabeth Warren. Consumers may not be getting the reforms they need! addthis_url = 'http%3A%2F%2Fwww.drcwi.com%2Fcategory%2Fhome%2Funderstanding-the-financial-crisis%2F'; addthis_title = 'Understanding+the+Financial+Crisis'; addthis_pub = ''; Share and Enjoy:]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Chapter 128 Wisconsin&#8217;s Plan for Debt Relief</title>
		<link>http://www.drcwi.com/category/home/chapter-128-wisconsins-plan-for-debt-relief/</link>
		<comments>http://www.drcwi.com/category/home/chapter-128-wisconsins-plan-for-debt-relief/#comments</comments>
		<pubDate>Wed, 07 Jul 2010 16:40:04 +0000</pubDate>
		<dc:creator>Ed</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.drcwi.com/category/home/?p=395</guid>
		<description><![CDATA[Yesterday the Milwaukee Journal Sentinel ran an article about the rise in Chapter 128 filings.  People facing mounting credit card debt should explore the option of filing a Chapter 128 along with all other debt relief options, including bankruptcy. I also posted information about Chapter 128 plans.  Just follow the link: Chapter 128 &#8211; Debt [...]]]></description>
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		<title>$300,000 in Student Loans Discharge Upheld by Appeals Court</title>
		<link>http://www.drcwi.com/category/home/student-loan-discharge-upheld-by-appeals-cour/</link>
		<comments>http://www.drcwi.com/category/home/student-loan-discharge-upheld-by-appeals-cour/#comments</comments>
		<pubDate>Wed, 09 Jun 2010 15:32:06 +0000</pubDate>
		<dc:creator>Ed</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.drcwi.com/category/home/?p=390</guid>
		<description><![CDATA[Recently the 8th Circuit Federal Bankruptcy Appellate Panel upheld a Minnesota bankruptcy court’s discharge of $300,000 in student loans, even though the debtor’s husband was paying for a newly installed screened-in deck and had just purchased a luxury Chevrolet Suburban. In this case, In re Walker, 2010 WL 1407769 (8th Cir. BAP April 9, 2010), [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Five Tips to Avoid Problems Under the New Credit Card Laws</title>
		<link>http://www.drcwi.com/category/home/five-tips-to-avoid-problems-under-the-new-credit-card-laws/</link>
		<comments>http://www.drcwi.com/category/home/five-tips-to-avoid-problems-under-the-new-credit-card-laws/#comments</comments>
		<pubDate>Tue, 23 Feb 2010 15:15:54 +0000</pubDate>
		<dc:creator>Ed</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.drcwi.com/category/home/?p=385</guid>
		<description><![CDATA[tips to avoid the predatory practices of the credit card companies under the new laws]]></description>
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		<title>Wisconsin Bankruptcy Filers Gain Protections</title>
		<link>http://www.drcwi.com/category/home/wisconsin-bankruptcy-filers-gain-protections/</link>
		<comments>http://www.drcwi.com/category/home/wisconsin-bankruptcy-filers-gain-protections/#comments</comments>
		<pubDate>Thu, 03 Dec 2009 17:47:03 +0000</pubDate>
		<dc:creator>Ed</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.drcwi.com/category/home/?p=381</guid>
		<description><![CDATA[Wisconsin residents gained extra protections on Tuesday, when Governor Doyle signed SB 259.  The bill increased exemptions for homes, household goods, cars, and bank accounts.  In other words, bankruptcy filers can protect more of their assets.  The article below describes the changes. Governor signs bill allowing higher property exemptions levels in Wisconsin By Cale Battles, [...]]]></description>
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		<title>Free Credit Reports &#8211; The Only Source</title>
		<link>http://www.drcwi.com/category/home/free-credit-reports-the-only-source/</link>
		<comments>http://www.drcwi.com/category/home/free-credit-reports-the-only-source/#comments</comments>
		<pubDate>Fri, 06 Nov 2009 16:56:33 +0000</pubDate>
		<dc:creator>Ed</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.drcwi.com/category/home/?p=365</guid>
		<description><![CDATA[This is a great spoof produced by the Federal Trade Commission to let people know the only way to get a free credit report is at annualcreditreport.com addthis_url = 'http%3A%2F%2Fwww.drcwi.com%2Fcategory%2Fhome%2Ffree-credit-reports-the-only-source%2F'; addthis_title = 'Free+Credit+Reports+%26%238211%3B+The+Only+Source'; addthis_pub = ''; Share and Enjoy:]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Credit Report Myths</title>
		<link>http://www.drcwi.com/category/home/credit-report-myths/</link>
		<comments>http://www.drcwi.com/category/home/credit-report-myths/#comments</comments>
		<pubDate>Tue, 22 Sep 2009 22:48:30 +0000</pubDate>
		<dc:creator>Ed</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.drcwi.com/category/home/?p=359</guid>
		<description><![CDATA[This information is from FreeCreditReport.com.  You know the people advertising a free service that costs money.  With today’s tightened lending requirements, credit is harder to come by. So 750 is the new 720 — when it comes to an above-average credit score, that is. Whether you’re thinking of refinancing your mortgage, purchasing a new home, [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Wisconsin Looks to Increase Exemption Limits</title>
		<link>http://www.drcwi.com/category/home/wisconsin-looks-to-increase-exemption-limits/</link>
		<comments>http://www.drcwi.com/category/home/wisconsin-looks-to-increase-exemption-limits/#comments</comments>
		<pubDate>Fri, 11 Sep 2009 15:37:37 +0000</pubDate>
		<dc:creator>Ed</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[bankruptcy]]></category>

		<guid isPermaLink="false">http://www.drcwi.com/category/home/?p=356</guid>
		<description><![CDATA[Four bills are currently pending in the Wisconsin Legislature that would provide a long-overdue inflation correction to various property exemptions in Wisconsin. Exempt property is property that individuals can keep from execution (seizure) by judgment creditors or a bankruptcy trustee. Debtors are not allowed to exempt property from mortgages, voluntary security interests or statutory or [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Bill Introduced to End Employment Discrimination Based on Credit History</title>
		<link>http://www.drcwi.com/category/home/bill-introduced-to-end-employment-discrimination-based-on-credit-history/</link>
		<comments>http://www.drcwi.com/category/home/bill-introduced-to-end-employment-discrimination-based-on-credit-history/#comments</comments>
		<pubDate>Thu, 03 Sep 2009 00:49:12 +0000</pubDate>
		<dc:creator>Ed</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.drcwi.com/category/home/?p=353</guid>
		<description><![CDATA[Last week Senator Lena Taylor introduced a bill to prohibit employment discrimination based on credit history.  The Act will amend Wisconsin State Statute Section 111.31 to add credit history to the list of protections. Here is the text of the bill: http://www.legis.state.wi.us/2009/data/SB-275.pdf addthis_url = 'http%3A%2F%2Fwww.drcwi.com%2Fcategory%2Fhome%2Fbill-introduced-to-end-employment-discrimination-based-on-credit-history%2F'; addthis_title = 'Bill+Introduced+to+End+Employment+Discrimination+Based+on+Credit+History'; addthis_pub = ''; Share and Enjoy:]]></description>
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