Whether you’re unemployed or underemployed, your household has less money to pay the
bills. Therefore, you need to set different bill paying strategies. You will learn budgeting,
how to prioritize debt payments, the truth of debt collection, car loans, mortgages and
foreclosure. Debt settlement, debt management plans, and bankruptcy will be discussed. To register go to: http://www.ymcamke.org/
Harness Law Offices - Wisconsin Bankruptcy Attorney and Debt Relief Agency
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Strategies For Tough Financial Times
Personal Financial Reorganization Chapter 13!
Earlier today, American Airlines announced its parent company is filing for bankruptcy protection. The company is seeking bankruptcy protection under Chapter 11. Families can seek the same bankruptcy protection under Chapter 13. Filing for bankruptcy protection is just as it seems. It will protect you and your assets from your creditors while you reorganize your finances.
Just like American Airlines there will be some creditors that will be paid in full. But, there will also be creditors that will not get paid at all. All while the bankruptcy court protects what is yours. There are many misconceptions or myths surrounding bankruptcy; one is that you must surrender all your assets in order to get the protection of the bankruptcy laws. That is simply false!
If you are experiencing financial problems call my office at 414-647-2222. I’ll go through your situation and give you good honest advice. I may even let you pet Elvis, the office dog. Please don’t wait until your creditors take assets you could have protected.
Foreclosure Prevention Plan – Asking For Your Help
Foreclosures are back on the rise. The National Association of Consumer Bankruptcy Attorneys is petitioning the Obama Administration to adopt a plan to paydown mortgage principal under the supervision of the Bankruptcy Courts. You can help make this happen! Please act now to show your support for the Principal Paydown Plan! Sign the petition and [...]
Bankruptcy Filing Fees to Increase
The cost to file bankruptcy will increase as of November 1, 2011. On September 13, 2011, the Judicial Conference of the United States Department of Justice voted to increase certain miscellaneous filing fees, effective November 1, 2011 (approximately six weeks from now). The “administrative fee” portion of the filing fee for each chapter will increase from $39 [...]
Same-Sex Couples Entitled to Bankruptcy Protection
By PAUL ELIAS, Associated Press Paul Elias, Associated Press SAN FRANCISCO – Gene Balas and Carlos Morales were facing health problems and crushing financial pressures plaguing many U.S. households when they decided to file bankruptcy as a married couple. The Obama administration said they couldn’t, citing the Defense of Marriage Act, which prohibits federal recognition [...]
WI Auto Title Contributes and Gets Legislative Break
According to the Wisconsin Democracy Campaign: The owner of an auto title loan company that got a break in the proposed 2011-2013 state budget to let his business resume in Wisconsin contributed $13,250 in 2010 to legislative candidates and a committee – a violation of state campaign finance laws, the Wisconsin Democracy Campaign says. The [...]
Wisconsin Bankruptcy Attorney Rewarded Again!
Attorney Edward Harness recognized for the third year in a row by SuperLawyers Magazine. Attorney Edward W. Harness has been named by Wisconsin SuperLawyers magazine as one of the top attorneys in Wisconsin for third consecutive year. Only five percent of the lawyers in the state are named by SuperLawyers. The selections for SuperLawyers are [...]
Wisconsin Bankruptcy Filings Near 2005 Levels
When the Bankruptcy Laws changed in October 2005 people rushed to file bankruptcy before the new bankruptcy laws went into effect. The number of filers back then was off the charts. Well the number of people filing bankruptcy in Wisconsin are back to the record number days. Bankruptcy filings in Wisconsin rose 16% during the [...]
Understanding the Financial Crisis
President Obama today signed legislation to reform financial regulations. Time will tell if these changes will benefit consumers. Take a few minutes to view this interview with Professor Elizabeth Warren. Consumers may not be getting the reforms they need!
Chapter 128 Wisconsin’s Plan for Debt Relief
Yesterday the Milwaukee Journal Sentinel ran an article about the rise in Chapter 128 filings. People facing mounting credit card debt should explore the option of filing a Chapter 128 along with all other debt relief options, including bankruptcy. I also posted information about Chapter 128 plans. Just follow the link: Chapter 128 – Debt [...]